At minimum, you should set aside 5% or ($5,000) of your gross income for emergencies.  Place the funds in a national banking institution. The emergency fund should only be used for a bonafide emergency; for example, a car repair, medical, operation, etc.  The emergency account will prevent you from taking monies from your household account to pay the bill.  This site will create a budget and calculate your monthly contribution.

 

Lifestyle Report - Shows you how your life decisions will affect you financially.

 

Budget Summary - Provides a detailed summary of where you are spending your money.

 

Net Worth - This site calculates your assets/liabilities